What a long day...........

Today really a long day for me...cos my school going to have an open house on 10 January.......so really busy, kanna alot of arrows.......alot of nitty gritty stuffs really got me busy.......but being busy also means you are important, heehee.........so once again, after a nice warm bath............thoughts starts flowing in my brain again...........so here i go again.......i got the feel to write again.......i must admit somehow blog help me to destress............should i call it.......errr.....mental destress therapy..........quite cool term huh, haha..........

For those good people following my blog.........i need to announce that my blog has a new direction...........beside updating my home progress and sharing my home making experience...........i will also like to make my blog a beneficial one stop place for those who live/work/ somehow associated with clementi...........in conclusion, my blog will be a place where i share my thoughts during my stay in clementi and a place which will beneficial to others...........but hor, all these take time.....but is making progress.........Rome also not built in a day...........but it definitely will be built.....why so sure?................cos i am not thinking but taking ACTION..........

Taking action is the most wonderful thing you can do to yourself or your destiny......sometimes you think our universities got so many professor/ doctors...........how come their achievement can never win Bill Gates or even our local Sim Wong Woo?...............Becos those professors can think very well but Bill Gates/ Sim Wong Woo take action.............so for me, i know my IQ can never win those professors but i make up for it by taking action.........i know by taking action, i can fail and fall down........but i will keep standing up and one day i will be right.......this is my attitude..........and taking action is my selling point........

Some youngsters these days, finish their degree and have a proud or "yaya" attitude.....and worst some got that know-it-all look........but one point they dont understand is even you got degree/ master/ permanent head damage(PHD)..............the most important lesson i learn after working these years is that you must sell yourself............you cant win the war alone.........you need people support.........so i repeat, u must learn to sell yourself and take action in your life.................

Today read an interesting article on the strait times forum.......a reader tries to bring out a point saying that does a HDB unit(e.g. City View) which cost as high as $700,000 still as considered as public housing.......becos HDB motto should be to provide affordable housing for everyone.......

I may be naive.......but i feel many youngsters just commit on buying without really thinking....if not how come got more than 1000 applications for cityview in such short period.......i believe that the economic downturn is not far away....when it happens many people will be trapped and worse become bankrupt.........i know its glamorous to buy a unit of good location.......but beside the housing loan, there are really too much other cost. which will slowly appear..........but finally i think they will learn the hard ways........

....just my 2 cents worth of opinion..........i feel the bull run really last too long already......i think technically the bull run starts all the way from 2004.............i feel the bull run is now having a last breath and is still around becos of the Beijing olympic and the American Presidential election which is going to take place.........will like to share a trading experience of mine.........since the bull run is at its end stage........if u buy stocks....if lose abit try not to hold.....during this stage........when buy all buy but when sell all will sell..........so if u hold, but other are selling frantically................that is a bad situation for you to experience........

I am someone who go through the school of hard knocks.....i come from a poor family..........i remember when i finish my national service i only have $200 in my saving account many years ago..............but i am aries and optimistic........to me this is a challenge.............how come i from $200 kid to become what i am today?..........allow me to share some of my money experience of mine........first thing is never own a car unless you are really rich.......all these years i got 1 million excuses to buy a car but i never buy.........i only take BMW (Bus, MRT, walk).........i seldom take cab or taxi.........actually technically i feel take taxi 8 times a month is healthy....but i also never do it, dont know why..........i dont like to waste money on transport......if for example i stay at clementi and i need to go to a secluded place at changi..........i will take MRT to tampines/ pasir ris then take taxi or bus there.........my wife always like me to buy a car............but my thriftiness i guess influence her abit and she began saving up too.........i know i must set a good example for her...........

Ya, talk about setting example, i got 2 short stories to share.....i know when IKEA tampines first set up a few years ago.......like others my wife and i also got excited and want to visit......we know IKEA tampines prepare a feeder bus for its customers at 3pm at woodlands causeway point (the exact waiting point is near the taxi stand below the MRT track)........so my wife and i go and wait for the feeder bus at 220 pm but luck not on our side that day.....it starts raining super heavily......rain keep splashing inside the waiting point.........my wife ask me to take taxi to IKEA.......but to prove a point to her to save up........i told her to wait at shelter while i got wet completely..........after that incident.......she got it.......she knows my perserverance to save up...........she never mention the idea of having a car again.........when i still staying at punggol.......becos that place very ulu......my wife and i have to walk a long way to take bus..........my friends with his wife driving always saw us walking to take bus no matter rain or shine and laugh saying that they saw us walking so pitiful......and make it a joke.....i always smile back.........

But i tell my wife.....people laugh at us nevermind........we never rob, we earn our own money, we owe nobody nothing............we save up now becos i know one day we will use our money in the most important way..........this is what i always remind her..........indeed it comes true..........when we buy our clementi flat...there are so many money need to burn......we never ask any favour or help from our families.... ...nor we take any bridging loan from the bank......we depend on ourselves.......so an advice is to save for a rainy day.....if not my clementi dream will never happen............

I always considered myself as a thrifty man but one scene really shook me a few years ago..........a few years ago in my last job, like usual i am working till very late hours.....got one nite i am walking home after work about 3 am in the early morning.............its a cold night.....as i walking pass the carpark....i saw a young china gal riding a bicycle and putting advertisement on other people car...........then i tell myself this young gal very brave..........she so young and dare to work so early in the morning alone earning alittle bit of money.......i told myself since i got the chance to work, i must seize it and work even harder..........

But no matter how thrifty i am........next time i must send my daughter/ son for piano lessons............my philosophy is that no matter what u become................even you become a road sweeper......but the fact that you can play piano makes you special...............

An advice is.............which i used to practise last time......your first 12 months of pay........u dont spend....save up.................and use it as a bullets for investing.....use money make money and then you spend those money you make.............

Yawn...........wat a long day...........goodnite folks............ guess u guys also got bored by me, haha........Zzzzzzzzzzzzzzzzzzzzzzzz